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Mick_Mickerson

Mick_Mickerson

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covidcumia said:
Nigress, my friends who all reached pension age and had beaten bodies. I still assume you're full of shit and would be getting an 800 buck ssi check as I assume you haven't earned good money for most of your life. You literally brag about swindling johns, that usually doesn't get FICA taxed. What exactly do you so for a living that you go crazy periodically and leave a job and start a new one when your medicated? Who hires you with a work history like that? I'm serious. My friends who did 30-35 years and then get essentially an early retirement SS check in the form of a real disability that makes working hard physical labor much harder all did more work in any single decade of their lives than most people who have worthless identity studies degrees do in a lifetime. They paid in and I encourage them to take it while they can as I would you if you paid in in. It won't be there in 10-15 years.
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In other words, taxpayers should give every person who worked in private construction checks for life. I think that's fine, in the sense they "deserve" it as much as anyone else, but it's certainly not a conservative take.

I still don't get how regular social security works for old people. I look at what my grandpa collects and it's more than I pay in each year, and I have a more well-paying job than he ever had. So what I put in, doesn't clear one person's yearly social security benefit.

Shit's clearly going to collapse or benefits will be way reduced by the time I ever think about collecting any

Then again, all this squabbling about what people "get" or "deserve" gets really stupid when you realize it costs $69K a year to house an inmate in NY Lol

You really shouldn't begrudge what other people are getting, in that context
 
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captain_kamala said:
lol i actually just got a call back from my job i left during covid offering me way more than i was making then and am making now i've been working in the same field and getting progressively better jobs for over 10 years now.
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So it isn't a dox to mention what you do in a very vague way. So what is it you do?
 
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Mick_Mickerson said:
In other words, taxpayers should give every person who worked in private construction checks for life. I think that's fine, in the sense they "deserve" it as much as anyone else, but it's certainly not a conservative take.

I still don't get how regular social security works for old people. I look at what my grandpa collects and it's more than I pay in each year, and I have a more well-paying job than he ever had. So what I put in, doesn't clear one person's yearly social security benefit.

Shit's clearly going to collapse or benefits will be way reduced by the time I ever think about collecting any

Then again, all this squabbling about what people "get" or "deserve" gets really stupid when you realize it costs $69K a year to house an inmate in NY Lol

You really shouldn't begrudge what other people are getting, in that context
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Remember you essentially pay double on the OASDI amount at 6.2% for both you and our employer. So at $147,000 you'll put in over 18k at the top amount this year and another 2.9% for medicare with no max earnings. That's money we should never pay and our wages are 7.65% lower because employers pay their share for us. 20k on a guy earning 145,000 that's 25 will sit for 40 plus years. At 5% annually that's a 140k at the end of 40 years. Do that over 40 years and it's 2.5 million. The max payout is like 3800 a month 46k. Do it for 30 years and its like 1.3 million enough for 25 years of payments, consider when you draw other income you also get income taxed on your SS too.
I maxxed out just about every year until I retired a few years and I still have contract work though I worked barely none do to the covid shit and I pay the payroll taxes, however if I was disabled I'd suddenly get a high payout based on my average annual earnings rather than watch them lower over the next 15 years. I'm still debating whether I should start a disability claim to get back my money while I can. As for prisoners we could address that more creatively. Either way if you made a lot, you either get it back in your 50's via SSDI or you die with your money going to trash.

It's literally a retarded take to say my friends who got hammered in taxes getting their money back is not conservative. I don't want SS I want my money back, unemployed losers get SSI for being bipolar after having never worked, as do low wage earners who take SSDI with incomes of only 20k for a decade and total pay in amount of like 25k, but they get 1000 a month or so, nearly a quarter of what top wage earners get despite paying in way more. The entire SSA should be scrapped. So yea, very conservative view to get our own money back.
 
Mick_Mickerson

Mick_Mickerson

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covidcumia said:
Remember you essentially pay double on the OASDI amount at 6.2% for both you and our employer. So at $147,000 you'll put in over 18k at the top amount this year and another 2.9% for medicare with no max earnings. That's money we should never pay and our wages are 7.65% lower because employers pay their share for us. 20k on a guy earning 145,000 that's 25 will sit for 40 plus years. At 5% annually that's a 140k at the end of 40 years. Do that over 40 years and it's 2.5 million. The max payout is like 3800 a month 46k. Do it for 30 years and its like 1.3 million enough for 25 years of payments, consider when you draw other income you also get income taxed on your SS too.
I maxxed out just about every year until I retired a few years and I still have contract work though I worked barely none do to the covid shit and I pay the payroll taxes, however if I was disabled I'd suddenly get a high payout based on my average annual earnings rather than watch them lower over the next 15 years. I'm still debating whether I should start a disability claim to get back my money while I can. As for prisoners we could address that more creatively. Either way if you made a lot, you either get it back in your 50's via SSDI or you die with your money going to trash.

It's literally a retarded take to say my friends who got hammered in taxes getting their money back is not conservative. I don't want SS I want my money back, unemployed losers get SSI for being bipolar after having never worked, as do low wage earners who take SSDI with incomes of only 20k for a decade and total pay in amount of like 25k, but they get 1000 a month or so, nearly a quarter of what top wage earners get despite paying in way more. The entire SSA should be scrapped. So yea, very conservative view to get our own money back.
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There are definitely flaws in the system, but the fact remains the vast majority of people get more out of social security than they put in -- even if they worked for 40 years. hence, why i'm sure when i'm due to start drawing it, the benefits will be greatly reduced lol

I get it your point, though -- it's a better deal for someone making $60K than someone making 160K
 
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Mick_Mickerson said:
There are definitely flaws in the system, but the fact remains the vast majority of people get more out of social security than they put in -- even if they worked for 40 years. hence, why i'm sure when i'm due to start drawing it, the benefits will be greatly reduced lol

I get it your point, though -- it's a better deal for someone making $60K than someone making 160K
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For me if I use my fucked up back and over 50 age saying I can't work or be retrained, I'll get like 3500 plus 50% more for having minor children as I maxxed out in probably 27 years or so. Or I can wait and have my benefit reduced based on my now much lower employment income. I have several friends who have told me to try. In 15 years I may get nothing, while I can add like 40k plus post tax now that I can invest. I'm foolish to keep waiting. If the system crashes so be it, it was never making 30 plus more years.
 
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covidcumia said:
Nigress, my friends who all reached pension age and had beaten bodies. I still assume you're full of shit and would be getting an 800 buck ssi check as I assume you haven't earned good money for most of your life. You literally brag about swindling johns, that usually doesn't get FICA taxed. What exactly do you so for a living that you go crazy periodically and leave a job and start a new one when your medicated? Who hires you with a work history like that? I'm serious. My friends who did 30-35 years and then get essentially an early retirement SS check in the form of a real disability that makes working hard physical labor much harder all did more work in any single decade of their lives than most people who have worthless identity studies degrees do in a lifetime. They paid in and I encourage them to take it while they can as I would you if you paid in in. It won't be there in 10-15 years.
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they shoulda learnt how to code...No reason your body should take a beating in the fawkin 21st century...they got robots and Autocad and shit now.
 
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Child. said:
they shoulda learnt how to code...No reason your body should take a beating in the fawkin 21st century...they got robots and Autocad and shit now.
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Somebody has to build all kinds of shit, people place power, telecom, sewers, build roads, houses, factories, lots of shit that has plenty of automation requires working in heat, cold, heights and confined spaces, that beat you up.
 
cliveowen

cliveowen

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captain_kamala said:
lol i actually just got a call back from my job i left during covid offering me way more than i was making then and am making now i've been working in the same field and getting progressively better jobs for over 10 years now.
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Is this your field?

Cotton%20fields.jpg
 
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