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Nazis take over huh? Cool
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Yeah that’s what happened to my sister, she had a Niki bankruptcy in her 20s just from buying clothes, drinks, trips and other dumb shit. She had over $1,000 of overdraft fees because she didn’t realize she had no money and would pay $35 of fees every time she bought a round at a bar. Now she’s a housewife and has zero idea of her family’s finances. Probably for the best but she’s fucked if she ever gets divorced.I know people who get credit cards to pay other credit cards, and it’s not on anything important, it’s to buy fancy electronics or cars. There’s nothing you can do for those people.
I’m sure there are people who get into trouble by events beyond their control, but mostly it’s greedy people who buy things they can’t afford on credit.
Yeah that’s what happened to my sister, she had a Niki bankruptcy in her 20s just from buying clothes, drinks, trips and other dumb shit. She had over $1,000 of overdraft fees because she didn’t realize she had no money and would pay $35 of fees every time she bought a round at a bar. Now she’s a housewife and has zero idea of her family’s finances. Probably for the best but she’s fucked if she ever gets divorced.
Nice girlfriend, stupidYou literally can’t help them, I once had a girlfriend who was the same, and her car broke, I gave her the money to buy a used car outright so she could get to work, she used it as a down payment on a car on finance that was well beyond her means. It’s fucking insane how some people act with money.
Nice girlfriend, stupid
If she's that 'liberated' why doesn't she get on the street and hock her arse for a few quid to get the debt down instead of whinging about it on twitter waiting for some spastic paypig to save her.Fuck this cunt. Unless you went to medical school, there's no reason why she should have racked up 6 figures in student loan debt. Most likely she lived in the dorms and didn't work during her stint in college, and changed her major several times and went to a private college. Fuck her.
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A former friend of mine got a mortgage, right in the property boom and by now the house is worth just under 3/4 of what it was, anyway the bank was so gung ho about giving mortgages they suggested KEEPING the 30k deposit and going for a 100% mortgage... Insane.You literally can’t help them, I once had a girlfriend who was the same, and her car broke, I gave her the money to buy a used car outright so she could get to work, she used it as a down payment on a car on finance that was well beyond her means. It’s fucking insane how some people act with money.
Parents allowances are easier to manage than income from a good job. Get out of that basement and try it.I'm going to offend some brothermen, but people with large amounts of debt make me laugh profusely. Being good with money is such an easy skill to hone, but it escapes so many.
On a message board dimwit, one writes conversationally. I'm not running it through word, I free-form. In that respect most people do the same. It's the same as writing quickly and using the wrong homophone, sometimes you're thinking they're and hearing there, and type out there, there is nobody, not even niggers who get that wrong. Now the to and too, that some people really seem to not know, but usually it is just a error, something I call a phonetic typo. If I was worried about my submissions being graded, it wouldn't be from you based on your writing. Suffice to say a person writing "You're just sound foolish" is really bad at writing. Tense is very important and yes occasionally you may just be mid-thought and screw it up, but it seems more frequent for you, no?Parents allowances are easier to manage than income from a good job. Get out of that basement and try it.
Jesus Christ. Once this market crash hits there are going to be millions of retards like that who lose everything, and they are going to act like they all need a cut of our paychecks to pull them out of their shitty situation that they created for themselves. And they are probably going to get it sadly.A former friend of mine got a mortgage, right in the property boom and by now the house is worth just under 3/4 of what it was, anyway the bank was so gung ho about giving mortgages they suggested KEEPING the 30k deposit and going for a 100% mortgage... Insane.
So this person went on a crazy holiday to Disneyworld, put a payment on a BMW, got a massive tv(like easily 96 inch) seriously expensive Bang&Olafson stereo /amp/turntable/ surround sound setup for the sitting room, got a huge fridge freezer, brand new washer/dryer etc etc... Gave away most of the older stuff, even though it was fairly new, I think the washing machine was 6 months old,...
Blew the 30k or so in under a month and had almost nothing left to do shit like get the gaff properly insulated, replace the boiler, fix the damp, replaster a lot of it, fix the warped doors/frames, get new windows, sand and varnish the skirting and saddle boards, grout the bathroom, re seal the shower edging, sort the septic tank out etc....
So they had a great TV set up but a freezing cold, damp, creaky, draughty, smelly gaff with an overflowing septic tank! Every time you walked through it flaking plaster and varnish would stick to your soles.
Had to take out a fucking big loan, crazy interest, max out credit cards, including one they just got just to sort the house out, get a lend from family etc.
I gave em a hand with the plastering and wallpapering, painting etc and all but the debt they were in was scary.
Like some people would see that 30k as an opportunity to fix the house and what's left over put off the mortgage each month to get some breathing room, others see it as 'free money' and go wild with it!
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