- Forum Clout
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There's obviously a money component, you run out of money you can't keep going. You can try to do it yourself after that, but as a John Doe quasi can't do that.
These tactics are designed to wear people down. Rick probably got some advice from a guy who skipped out on a 1,200 credit card bill and well fargo gave up after a bit. Remember 1.2 brains can't distinguish nuiance. Most advice he would get is probably pre judgment. In the 1/100 that actually get a judgment its a default judgment, so the advice is that the debt isn't legitimate if you contest it. I can't imagine anyone was talking about court sanctions. The last nuance that piggy ignores is that this is an individual debt not a company. Companies have attornies and CFOs that should be impartial and not emotional. Its not personal its just business. If the cost benefit analysis says to drop it they will.
If quasi were smart he'd have framed this correctly from the start. He'd tell himself
"that this is going to take 20 years and anything less is just nice to have. Its likely too pat declares bankruptcy and I only get a small amount back."
In framing it that way you have the expectation that this drags on. You can take each specific loss or strategic retreat in the scope of the overall goal. Then the sfwa quash is annoying but you don't flip out and sell the debt for 5% like you retards suggested.