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I'm not going to pretend to have anything more than a surface-level, ignorant view of the whole situation but it doesn't seem like the worst compromise? It's a tough situation all around for sure.
It just seems like the reality is Patrick gets to tee hee hee i dont owe a penny and the court backlog could take years to finally enforce. But selling the debt to one of these agencies that show up unannounced and put Susan on a flatbed while Patrick frantically calls the police "THEY'RE STEALING MY CAR YOU HAVE TO STOP THEM!!!!!"
Like you said, that kind of shit happens to innocent car accident victims who accrue medical debt. Patrick thinking he "beat the system" is enraging.
Is there any way to sell 10%, 20%, 25% of the total debt to an agency and absorb the loss? If only for the long rambling twitter thread about how he was violated by strange men showing up and repoing his television.
Again the question is why. You're basically saying that Rick's gloating should impact a cost-benefit analysis. It has nothing to do with anything. You stick to whatever collection plan you have and adjust based on court decisions and rulings only. Should Quasi take a 60% hit because Rick gets to cope and "self-soothe" for a couple of years? Who cares? It's only enraging if you can't implement any type of delayed instant gratification.
People keep asking why he lies about the obvious things all the time, saying he doesn't have a debt. Claiming everything is fine. The sky isn't blue. The veneer of bravado. Because It would work on you dummies. Half you would have sold off the debt for 10% just so he doesn't get to gloat on his shitty pauper vacation.
Maybe if this were a plaintiff award, but quasi was the defendant. He's just getting his attorney fees back.